Unlock cash

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Up to 90 day credit terms*

Tailored to suppliers and their small business customers, our ‘Buy Now Pay Later’ B2B solution conveniently unlocks cash for BOTH suppliers and small businesses with unrivaled efficiency across the marketplace.


  • Reduce cash receivable days to next day pay
  • Extend your customers' terms
  • Eliminate your credit risk
  • Minimise admin costs, we’ll chase your customers' payments
  • Boost your sales

Small Business

    • Up to 90 day interest free credit terms*
    • Greater purchasing power back by a healthier cash flow
    • Focus on growth over fees

    * Subject to supplier agreement. Standard credit approval criteria, terms and conditions apply.

    Our turn-key solution is simple

    Step 2

     Integrate UnLock into your payment process

    Step 4

    Send your customers’ invoices to us. We pay you next day, less fees

    Step 1

    To accept payments, complete the form

    Step 3

    Your customers can apply for an UnLock account through your site or ours


    Step 2

    We will call you to run you through the application and issue an account & limit

    Step 4

    Your UnLock account is paid down via Direct Debit in line with your new extended credit terms of up to 90 days

    Step 1

    To open UnLock account complete the above form

    Step 3

    Let your supplier know that your payments will now pass through your UnLock account



    After decades of working across legal and financial service firms in “the big end of town”, the Marketlend team, realised the “small end” needed help. The company has been innovatively delivering unrivalled marketplace lending solutions by connecting investors and SME’s since 2014. Marketlend is committed to creating a business world where financial transparency, fairness, high returns and efficiency are the norm.

    Tell me more about Marketlend:

    Marketlend Pty Ltd

    ACN 602 720 856